eCheck Casinos

eCheck logoWhichever casino you choose, you’re more than likely to be wowed by all of the banking options available, ranging from credit and debit cards to e-wallets, bank transfer services and more.
While all of these payment methods have their benefits, there’s a hot new payment method in town that’s actually way more beneficial for Canadian players – and that’s eCheck. Known in full as an ‘electronic check’, it’s an easy, straightforward way for Canadians to make casino deposits straight from their bank accounts – the same as they would with a real life check.

Best Casinos that Accept eCheck

eCheck is a preferred payment method for many Canadian players. As such, a good gambling site will definitely offer it as an option – and more sites are starting to offer it too. To help guide you in finding the right place to play, we’ve compiled a list of the best online casinos that accept eCheck to fund your casino account.

How to Use eCheck

Before you start using eCheck as a deposit method, you need to understand what it is, and how it works.

Short for ‘electronic check’, using an eCheck is similar to writing a physical check, in that you need a checkbook to get started – for eChecks, you need to discuss this service with your bank. Once you have one, you have to fill in the check’s details electronically – just as you would with a physical check.

After this, you send it online to the person you’d like to pay, and the recipient deposits it. Then, it’s similar to the offline process – your bank clears it, and the recipient receives the money you sent over. Just as with offline checks, this process can take around 2 -5 days for the money to clear, depending on the banks involved and their usual turnaround time.

Deposits and Withdrawals with eCheck

Making a deposit with eCheck is simple, with a few quick and easy steps to follow, much like any other payment method you’d choose to use.

  • Select eCheck as your banking method – This you’ll do once you’ve signed up at an eCheck-friendly online casino like Spin Palace. At this point, as you’re setting up, you’ll be asked to choose your banking method from a dropdown list, which you should mark as eCheck.
  • Provide your relevant banking details – You will need to provide specific information, exactly as it appears on the bottom of your regular, paper check. This includes your routing number (on the left), account number (in the middle), and in some cases, the number of the check being used (on the right). If the check number is requested, then remember to void it in your paper check book. Note: Do not be put off by the details you need to provide. Online casinos have the best safety and security measures in place to protect your data – identity and cash included.
  • Choose your deposit amount – Simply fill in the blank field to tell the casino how much you wish to deposit and hit ‘Submit’.
  • This is where you might have to wait a bit for your eCheck to clear. As this is a similar process to offline checks, your bank needs to authorize your payment to the online casino. This can take between 2-5 business days, depending on your bank, and whether or not you have enough funds in your account to clear the check.

Additionally, as with other online deposit methods, you will need to provide some form of ID – a driver’s license, a copy of a utility bill and possibly a copy of your credit card (for proof of your account number) – in order to verify and be cleared for your first eCheck payment.

After that, the casino should approve your deposit, and you’re ready to hit the casino floor with your cash in tow.

Withdrawals with eCheck are processed in the same manner as any payment method. That is:

  • Go to the cashier service of the online casino,
  • Select ‘Withdrawal’, and select ‘eCheck’ as your chosen withdrawal method,
  • Put in the amount you’d like to withdraw, and click ‘Submit’.

Like all accepted banking methods, there will usually be a pending period during which the casino processes your withdrawal. This may be slightly lengthened by the actual bank’s procedures, though it should never be more than a few days.

After this, and as with offline eChecks, you will likely need to wait a few days for your eCheck to be approved by your bank and cleared. Depending on the speed of the bank, this can take between 2- 5 working days.

Also keep in mind, while all of our recommended eCheck casinos Canada-based accept electronic checks for deposits, not all of them can process eCheck withdrawals. Rest assured, however, if this is the case, you can easily withdraw using a different payment method.

How to Sign Up for an eCheck Account

eCheck is different from other electronic payment methods you’re familiar with, mainly in that you do not actually sign up for an eCheck account. Instead, what you need is either an eCheck service (most notably in our case the casino cashier) and/or a bank that accommodates such transactions (most national banks and internet banks do).

So instead of creating an eCheck account, what you’re more accurately doing when using this service at an online casino like Royal Vegas is actually linking your bank account (in a limited way) to the vendor, and transferring money therein.

To see how it works, have a look at this video highlighting the eCheck payment process. While it’s not for an online casino per se, it’s a really great illustration of how it works.

Why You Should Pay with eCheck

Convenience is key when gambling online. And when you use eCheck, playing is always just a few easy steps away. While other methods require players to sign up for intermediary third-party services and jump through hoops, eCheck users can get their money onto the virtual casino floor in no time.

Simply put, in order to use eCheck, all you need to have handy is your checkbook. The process at all our preferred casinos like Platinum Play, is easy, and processing times are quite reasonable.

Casinos that Accept eCheck

As a preferred payment method for many a discerning player, eCheck is accepted by most reputable online casinos these days.

Some casinos even offer up special bonuses (in addition to the full welcome bonus package), to players who decide to use eCheck to make deposits. For details on where to find all of the best offers make sure to read our casino reviews, or check out the welcome bonus for our favourite Canadian casinos as listed at the top of this page.

There are other added benefits too, such as:

  • eChecks usually have far lower transaction and processing fees than credit or debit cards, and in some cases – other payment methods.
  • There’s no limit to the transaction amount you can send – unlike other payment methods,
  • eChecks usually are processed much faster than actual, paper checks, and credit or debit card transactions.

Casinos That Accept eCheck

As a preferred payment method for many a discerning player, eCheck is accepted by most reputable online casinos these days.

Some casinos even offer up special bonuses (in addition to the full welcome bonus package), to players who decide to use eCheck to make deposits. For details on where to find all of the best offers make sure to read our casino reviews, or check out the welcome bonus for our favourite Canadian casinos as listed at the top of this page.

eCheck is fast becoming more popular as a payment method at Canadian online casinos, and for good reason. Some online casinos even offer an extra deposit bonus for players making deposit using eCheck, which you can read more about in our in-depth online casino reviews – or, if you’re in a hurry (or just want to get started playing already!), scroll to the top of the page to see all of the welcome bonuses you can claim at our recommended online Canadian casinos.

Additional Tips About eCheck

Although the eCheck process is pretty straightforward, there are a few tips you should know about when using them for the first time:

  • Check your account limits – when applying for an eCheck account, your account will be assessed, and the bank will let you know your limit for sending money via eCheck. Take note of this – if you go over, your eCheck payment will be declined. You’ll receive a monthly limit and a per-transaction limit.
  • Keep your account password before – as your eCheck account is directly linked to your bank account, having your password fall into the wrong hands will give direct access to your sensitive financial information.
  • Be patient – remember this is an electronic form of check – NOT an eWallet, and as such, payments will not be processed and cleared instantly, unlike other forms of deposit methods – they can take anywhere from 48 hours to 5 working days to clear.

The Pros and Cons of eChecks

As with any payment method, eChecks have several advantages and disadvantages to using them:

Pros

  • eChecks provide one more option for deposit methods – which for some people may be preferable to depositing or withdrawing via credit card or eWallet methods.
  • Lower fees – fees for processing eChecks are often much lower than credit card fees – it’s best to check with both your bank and the online casino you’re looking to send an eCheck to, for both deposits and withdrawals. There is likely to be a fee incurred, but the actual amount is at the bank and casino’s discretion.
  • If you don’t have a credit or debit card, you can still use eChecks – which is often not the case with other digital forms of payment, including some eWallet payment methods.
  • If you change your mind about a payment you made with eCheck, you have 60 days to notify your bank and get them to cancel it – that’s a lot less hassle than with other online payment methods.

Cons

  • Not every online casino offers eChecks – but this is looking to change in the future, so if the casino you’d like to deposit at doesn’t offer eChecks just yet, this could all change in the near future.
  • eChecks can bounce, just like paper checks – just because they’re electronic, it doesn’t change the fact that you have to have sufficient funds in order to use them! Having said that, as these are electronic forms of checks, the issuing bank can digitally (and often pretty quickly) check if there are sufficient funds needed to send the eCheck in the first place, and alert you that the check was not sent – resulting in far fewer bounced checks.
  • They take a while to process – because these are still checks, digital or not, the time they take to process can be between 48 hours to 5 working days. This can be frustrating for people who expect their money to move quicker just because it’s an electronic form of payment.

FAQs about eCheck Deposit and Withdrawal

How do eChecks differ from other online deposit methods?

Quite simply, eChecks are electronic forms of paper checks, meaning that unlike credit cards and other deposit methods, eChecks are linked straight to your bank account – which is not always the case otherwise. As such, if the required funds are not available, your payment will be cancelled.

What if my eCheck bounces – will I have to pay a fee?

Just as with paper checks, if an eCheck you’ve sent bounces and returns to your account, you will be charged a processing fee – its best to check with your bank how much this may be.

How long does it take for my eCheck to clear Won’t it clear quicker, as it’s all online?

Not necessarily, as mentioned above – these are still checks, and checks take time to process and clear. This might happen a bit quicker than it would have done with an offline check, but in any case, expect the process to take between 48 hours and 5 days.

Can I use my savings account’s funds to send eChecks?

Most likely, but it’s best to discuss this with your bank.

Are eChecks safe to use? Is all of my financial information secure?

eChecks are incredibly safe and secure – as they’re linked to your bank account, the same security measures apply as you would expect when doing your banking online. Plus, coupled with your chosen online casinos SSL encryption technology, you can rest assured that your money is safe and secure throughout the process of transition.

Are there any extra bonuses for using eChecks as a banking method?

There may well be, but it’s best to check with your chosen online casino for more information on this.

What if I have a problem and need to speak to someone at eCheck?

eCheck is a payment method, not a company! Therefore, if you need some support, contact your bank to discuss – they’re the ones who can answer your eCheck-related questions.

How to I deposit or withdraw with eCheck?

It’s very simple – start off in the same way as you’d usually make a deposit or withdrawal at an online casino and select your chosen method as eCheck, then follow the steps until you see a confirmation.

What do I need to get started with making eCheck deposits at online casinos?

Two things – a bank account and an online casino account – you’ll likely need to check with your bank beforehand that they offer an eCheck service.

Are there other, similar payment methods to eChecks which I can use instead?

The closest deposit method to an eCheck would be a wire transfer. Or transfer by credit card – but both of these will almost certainly have higher fees than depositing with eCheck.

Conclusion

The eCheck banking method supplies you with everything you desire when it comes to making deposits and withdrawals online. It’s amongst the most secure methods available, and provides that security without bogging you down with multiple web forms and ID checks. It’s also a very easy method for folks who aren’t the savviest of web users, or just can’t be bothered signing up for all sorts of accounts and services. Plus, since it easily operates in CAD, it’s totally Canadian-friendly. All you need is your online checkbook and a few short minutes.

Want to start depositing with eCheck? Check out our list of the best casinos accepting eCheck, and you’re good to go.

Depositing and withdrawing with eCheck is a really easy, straightforward method. Not only is it one of the most secure online deposit methods, it’s also a very easy process to get started with. eChecks carry the added bonus that there aren’t a lot of forms of ID checks involved when setting up an online eCheck account – you simply verify your ID once, fill in a few details, and then are free to send eChecks as and when you please (provided the funds are available in your account for the amount you’re intending to send). But the best part of all? That would be that eChecks are incredibly Canadian and CAD friendly, which always helps!

Start depositing with eCheck today – check out our list of recommend eCheck-accepting online casinos below, and get started now!